251.5462. You must contact Spot directly to cancel your plan. When you need to visit the vet for a covered condition, you can submit a claim for reimbursement of the eligible expenses. ANY VIOLATION OF THESE OFFICIAL RULES BY ANY WINNER (AT SPONSORS SOLE DISCRETION) WILL RESULT IN SUCH INDIVIDUALS DISQUALIFICATION AS A WINNER AND ALL PRIVILEGES DUE SUCH INDIVIDUAL WILL BE IMMEDIATELY TERMINATED AND AN ALTERNATE PRIZE WINNER WILL BE SELECTED. How it works Track your claims at home and on the go with our convenient online portal. Embrace Pet insurance, for instance, allows customers to cancel by phone or email, while cancelation requests to Healthy Paws Pet Insurance can be submitted in the form of fax, email, regular mail, or done verbally. 2.1 Insurance Offerings. NOTICE TO APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Please consult qualified legal representatives regarding any legal concerns or issues.3.3 No Financial Advice Provided. Your monthly premium is based on the deductible, reimbursement percentage, and annual payout options that you choose from the table below. See the breakdown of what Spots Preventive Care plan options cover:https://Spotpetins.com/sample-policy/. The 30-day money-back guarantee is available if no claims have been covered. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any law. Claims can be submitted easily through our login page. Annual Maximum: $10,000, $20,000 or unlimited. MetLife: All full-time and part-time associates are eligible for pet insurance that protects you from the high cost of care for a sick or injured dog or cat. The 30-day money-back guarantee is available if no claims have been covered. Any modifications to the Terms will be effective upon posting. If you need to cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595. Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. If the ownership of your pet changes to another individual, we can transfer the policy to the new pet owner without any interruption of coverage. " in 2 reviews With pet insurance, you will be getting the best value for your four-legged friend while keeping them healthy and happy. Many owners without pet insurance are faced with the decision to pay for expensive vet treatment and seriously damage their family budget or end their pets life. There is a 14-day waiting period for coverage. Taking your pet to the vet when it comes down with a fever or breaks a bone is never cheap. If your cat or dog develops a chronic disease, such as diabetes mellitus or hyperthyroidism, while theyre not protected by pet insurance, you wont be eligible for coverage for testing, diagnosis, and ongoing treatment. Claim repayment averages 10-14 business days, and direct deposit and check are options. Then, on the verification page, click "Done" to complete the Pets Best Pet Health Insurance unsubscription. Penalties include imprisonment, fines and denial of insurance benefits. Products, schedules, discounts, and rates may vary and are subject to change. SPOT ALSO ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWING IN THE SITE OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT IMAGES, VIDEO OR AUDIO FROM THE SITE.CERTAIN STATE LAWS MAY NOT PERMIT LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN TYPES OF DAMAGES, AND THUS SOME OR ALL OF THE DISCLAIMERS, EXCLUSIONS OR LIMITATIONS ABOVE MAY NOT APPLY TO YOU.4.3 Arbitration. Whether you live in Tampa, Miami, or anywhere else in the Sunshine State, a Florida pet insurance policy can prevent you from paying expensive vet bills and get treatment for your pet when it has an accident. You agree that you have read, understand, and agree to all terms applicable to you, which are contained herein. Sponsor reserves the right to cancel the Sweepstakes at any time. You're reimbursed for up to 90% of eligible expenses, up to the annual maximum, for the diagnosis and treatment of your pet by a vet. Do You Have a List of Veterinarians I Have to Use? The best thing you can do is ensure that you research pet insurance companies very closely before enrolling in pet insurance. NOTICE TO OHIO APPLICANTS:Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud. To get reimbursed on routine cleanings for your dog or cats general wellbeing, youll need to add preventive coverage to your base plan for a little extra cost per month. Note: Appeals may take around 30 days to be reviewed. SPOT shall have and retain all right, title, and interest in and to the Offerings, any additions, modifications or enhancements to it and all intellectual property rights associated with any of the foregoing, including, without limitation, rights to patents, copyrights, trademarks, trade secrets, or know-how (Intellectual Property). You may not assign or otherwise transfer these Terms or any rights or obligations hereunder. Will I lose money if I cancel my pet insurance policy? NOTICE TO NEW YORK APPLICANTS:Any person who knowingly and with intent to defraud an insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation. Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 sponsors this Sweepstakes. Instead of canceling your policy, consider changing the level of coverage of switching insurers. What can I do instead of canceling my policy? Unless resolved by mutual efforts of the parties hereto, disputes or claims that may arise out of or in connection with this Agreement and for which either party shall seek equitable relief, all differences, disputes or claims arising in connection with this Agreement or any transaction or occurrence contemplated hereby shall be finally settled under the Commercial Rules of the American Arbitration Association in Palm Beach County, Florida, by one or more arbitrators appointed in accordance with such Rules (and the arbitrator shall be obligated to provide a reasoned opinion). Their communication and attentiveness have been outstanding and we are very fortunate to be Spot Covered! As an animal lover with a rescued Terrier named Barry, when she's not helping pet owners find the perfect plan on Pawlicy Advisor, she runs a ranch in Oregon and rehabilitates any animals that come across her path. Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. Nothing in this Section shall prevent either party from seeking injunctive or other equitable relief from the courts for matters related to intellectual property related to the Offerings. Pumpkin covers some preexisting conditions and more procedures than most pet insurance companies cover. Customer Service Monday to Friday 8:00am - 8:00pm EST Phone: 1.800.905.1595 Before reaching out with questions about pet insurance plans from Spot, be sure to read our FAQ page. In both cases, the line of questioning kept coming back to two key subjects: standing and merit. If you havent filed a claim and youve paid the annual premium in full, the portion of the premium that covers the remaining policy period of insurance will be returned to you. Do Plans Provided by Spot Have a Money-back Guarantee? For example, Embrace Pet Insurance offers annual maximum choices of $5,000, $8,000, $10,000, $15,000 and $30,000. Wagmo. Grooming. Its not available in NY. Advice Blog Learn more about how to take care of your pet, from feeding to training, at every life stage. You can also get a pet insurance quote through your veterinarian or by shopping around online. Clicking the Free Quote button will be deemed to signify your consent to and acceptance of the terms and conditions including the compensation, as disclosed above, that is to be received by the underwriter. YOU EXPRESSLY AGREE THAT YOUR PURCHASE AND/OR USE OF THE OFFERINGS, AND ANY INFORMATION, CONTENT, PRODUCTS, SERVICES AND MATERIALS CONTAINED IN, ACCESSED VIA, OR DESCRIBED IN THE OFFERINGS, IS AT YOUR OWN RISK, AND THAT ALL SUCH INFORMATION, CONTENT, PRODUCTS, SERVICES AND MATERIALS ARE PROVIDED ON AN AS IS AND AS AVAILABLE BASIS. What you should know. Plans are produced and sold by: Spot Pet Insurance Services, LLC. Figo is our pick for the most comprehensive pet insurance plan available. Penalties include imprisonment, fines, and denial of insurance benefits.For SPOT Referral Parent Terms and Conditions, click hereSweepstakes Official Rules. Deductibles: $100 to $750. Yes, you can add preventive care coverage to your policy for a little more cost. The only treatment covered for dental accidents is tooth extractions. Via PetInsurer.com's Secure Website Maximum annual coverage $5,000, $8,000, $10,000, $15,000 or $30,000 Reimbursement choices 70%, 80%, 90% Deductible choices $200, $300, $500, $750, $1,000 2. Most plans offer a choice. Each winner, by acceptance of the prize, agrees on behalf of him/herself, his/her heirs, executors, representatives, assigns, administrators and next of kin to indemnify, hold harmless and release the Sponsor, its parent, subsidiary and affiliated businesses and each of their officers, directors, shareholders, employees, advisors, assignees, agents, representatives and any other person or entity associated with this Sweepstakes from any and all liability claims or actions of any kind with respect to or in any way arising from this Sweepstakes, participation in any Sweepstakes-related activity; and/or delivery/misdelivery, acceptance, possession, use, or misuse of a prize, including, but not limited to, liability for personal injury, bodily injury (including wrongful death or disability), damage to property, and damage or loss of any other kind. Claims at home and on the go with our convenient online portal login page insurance companies very closely enrolling. 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